India Access and Legal Terms
Our legal page explains how your account, wallet, identity checks and communication records are handled when you use 1lakh from India. We write these terms so you can see what we collect, why we need it, how long we keep it and when we may share
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it with payment partners, technical vendors or authorities where the law requires it. UPI, Paytm and PhonePe references may appear in account records because they help us match wallet activity with your requests. Access is not available everywhere; it depends on local law and is available
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only where local law permits. If a rule changes, we update the wording here and apply the version that is active when you use the service.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.